Workers’ compensation laws generally protect employers from being sued by employees for work-related injuries. If you are injured at work, you typically cannot sue your employer as workers’ compensation is your exclusive remedy.
Understanding Workers’ Compensation
Workers’ compensation, often referred to as the “grand bargain,” provides no-fault benefits to injured employees in exchange for employers being immune from lawsuits. This means if your injury is job-related, workers’ compensation will cover your benefits, but you cannot sue your employer for additional damages.
Exceptions to the Rule
While the general rule is immunity from lawsuits if an employer has workers’ compensation insurance, there are rare exceptions. Some states allow employees to sue their employers under very limited and specific circumstances, such as intentional harm or egregious negligence.
Key Takeaway
In most cases, you are not able to sue your employer for a workplace injury if they have workers’ compensation coverage. However, understanding the nuances of your state’s regulations and the specifics of your situation can be crucial.
Disclaimer:
The information provided here is for general educational and informational purposes only and is not intended nor does it constitute legal, tax or financial advice. We're happy to explain general concepts and navigate resources; however, our guidance should not be relied upon as a substitute for advice from a qualified attorney, tax advisor, financial professional or other licensed advisor. Decisions regarding your specific circumstances should be made in consultation with the appropriate professional.
