CareGuard helps you manage your future medical funds from a workers' compensation or indemnity settlement. CareGuard was made to make your life easier after you settle, saving you money on doctors visits, prescriptions, medical equipment and more, all while helping coordinate your care. You'll never touch a medical bill, and our experts will file any necessary Medicare Set Aside reporting on your behalf. Relax knowing CareGuard is managing everything for you.
Save on your healthcareThrough Ametros' discount networks, you can save up to 62% on provider bills and 28% on all other medical expenses, allowing your medical funds to last as long as possible.*
Full Medicare Set Aside ReportingIf you have an Medicare Set Aside, CareGuard helps you compile your reporting to The Centers of Medicare and Medicaid Services (CMS).
Never Touch a BillCareGuard applies charges to your debit card on file, facilitating all care-related payments. You'll never have to touch a medical bill, just show your careguard card at your doctor's office or pharmacy.
SupportWith CareGuard, you can always rely on a team of settlement and Medicare Set Aside experts available to answer all your questions about your medical treatment and any reporting responsibilities.
What is Professional Administration with CareGuard?
How CareGuard Works
CareGuard works like a traditional insurance card. Simply show your CareGuard card at your doctor's office or pharmacy. Our team will handle the rest! We are experienced working with structured settlements, lump sums, Medicare Set Asides, and other medical allocations. If you have a Medicare Set Aside, CareGuard automatically handles all required compliance reporting, submitting all reports directly to CMS.
Savings and Security after Settlement
Because Ametros has thousands of individuals receiving medical treatments, we are able to negotiate network purchasing discounts on your behalf. This means we are setting up pharmacies, doctors and equipment providers to vie for your business and offer you discounts.
Best of all, you don't have to worry about ever being over-billed or billed incorrectly. Our technology and team reviews every bill to make sure they are accurate and to apply our discounts. As a CareGuard member, your experience is simple. You simply show your card and do not have to make a copay to get the treatment you need.
If you want to compare our discounted prices to what you pay today or to what you have been offered in a settlement, reach out and contact our team.
CareGuard Members Portal
Along the way, as you use your CareGuard card, our member portal helps provide you visibility into all of your activity and savings. You can see your account trends and call, email or live chat with our support team at any time for guidance.
When it comes to Medicare Set Asides, the portal automatically keeps your records and helps you become compliant with the CMS guidelines. If you have any questions, our team is standing by to assist you.
CareGuard Mobile App
Our secure app makes managing your settlement funds easy whether you are on the go or at home. Real-time access allows you insight into bill details, savings and your overall account balance. Forgot your CareGuard card at home? No problem! Use the digital version of your card at the click of a button.
Available for Android and IOSLearn More
How it Works
Simply log into your CareGuard account at portal.careguard.com and click on the Talk to a Doctor button to see your CareGuard Telehealth dashboard powered by Kura. From your dashboard you can virtually consult with a physician
Telemedicine is NOT intended to replace your primary care physician or general health calls. Only consultations related to your initial injury are eligible.
Chat Virtually with a Doctor
Telemedicine services are now provided as part of every CareGuard membership! Members now have unlimited access to a doctor for consultations related to their injury. Physicians are now accepting all your emergency and non-emergency medical calls anytime from anywhere.
- Anytime you have an immediate need to be seen by a physician.
- Are unable to see your primary care physician
- After hours or on weekends
- Are traveling or on vacation and need a physician consultation
- Electronic prescriptions
- No fee for a consultation and referral to another doctor
Onboarding with CareGuard
Becoming a CareGuard Member
When you become a member of CareGuard, our Care Advocates speak with you at-length to understand your medical and financial situation so that we can best address your concerns. Our Care Advocates will make sure that you understand the language in all of your settlement documents and medical bills. We are experienced working with settlements that are both structured into annuities or paid out in a lump sum. We also manage funds for both Medicare Set Asides and other medical allocations.
We will contact your doctors, providers, and pharmacies to introduce them to the CareGuard billing process, ensuring a seamless experience for you! As you use your CareGuard card, our member portal helps provide you visibility into all of your activity and savings. You can see your account trends and speak to our support team at any time for guidance.
Our Care Advocates will call you to explain our processes, gather your doctor and pharmacy information, and obtain a list of current medications you are taking related to your injury. Our team is always reachable at 877.275.7415.
Next, our Care Advocates will reach out to your doctors and pharmacy to provide them with the new billing information related to your injury.
After becoming a member with CareGuard, within 1-2 days you will recieve a CareGuard welcome packet in the mail. It contains your CareGuard card and 3 provider instruction cards. You can give the instruction cards to your doctor, provider or pharmacy, so they understand how to bill us.