Terms of Use & Privacy Policy

Website Terms & Conditions

The following Terms & Conditions (“Terms”) govern your use of this Website (“Website”).

If you do not accept these Terms, you must refrain from using the Website. If you continue to use the Website, you will be deemed to have accepted these Terms. These Terms must be read in conjunction with any other applicable terms, conditions and policies, disclaimers, and warnings (“Terms”) governing the use of this Website.

These terms constitute an agreement, and Ametros may modify this agreement at any time, and such modifications will become effective immediately upon posting the modified Terms. Any use of the Website by you after any such modified Terms have been posted will be deemed acceptance by you of those modified Terms.

By using the Website, you indicate that you understand and intend these Terms to be the legal equivalent of a signed, written contract, and equally binding, and that you accept such Terms and agree to be legally bound by them. If you do not agree with the Terms, you are not granted permission to use the Website and should exit immediately.

Disclaimer

Ametros periodically publishes articles and other information on this website to inform visitors about our products and services and other general information relative to the workers’ compensation, healthcare and compliance. Neither transmission or receipt of this information creates an attorney-client relationship and is not to be considered legal, tax or other advice.

All information provided on this website is general in nature, may not be current in terms of recent developments in the law, and does not constitute legal advice regarding any specific or general matter or issue. Individuals or entities obtaining information from this website should not act on it without first obtaining advice from legal or other professional counsel regarding the law applicable to a particular set of facts. In no event shall Ametros be liable for any direct or indirect damages resulting from an individual’s or entity’s use of information from this website.

When using this website to transmit information to Ametros, please be advised that, despite appropriate precautions, forms of electronic communications through this website cannot be completely protected against disclosure to someone other than the intended recipient. As a result, we cannot and do not make any representation that information transmitted through this website are entirely private. You should not transmit any information by email that you deem to be confidential until you have established an attorney-client relationship with the firm. By using this website you are accepting the terms of this Disclaimer, and you acknowledge that in no event shall Ametros be liable for any direct or indirect damages resulting from an individual’s or entity’s transmission of information by and through this website, either through https://ametros.com/refer-a-case/ or via any other means on this website.

Privacy Policy

The Privacy and Security of your personal and sensitive information is a top priority at Ametros.  Please take a moment to read this Privacy Policy (“Policy”) and learn about Ametros’ information privacy and security policies and practices.  This Policy applies to the website Ametros.com (the “Website”).  By using this Website and submitting personal information to us, you agree we may use such information in accordance with this Policy.  Please do not send us any personal or sensitive information if you do not want it to be used in accordance with this Policy.

You accept this Policy when you sign up for, access, or use our products, services, content, features, technologies or any function offered on our website, consumer portal and all related applications. Ametros Financial Corporation reserves the right to amend said policy at any time. Any revised version will be published on the applicable website and is considered effective as of the published date.

Information Collected and How It Is Used

Through certain pages on this Website, sensitive information can be voluntarily disclosed, such as personally identifiable information or healthcare information. In addition, we may automatically receive and record your IP Address and information such as the geolocation of your IP Address, the type of device you are using, your operating system, your browser type, Website pages viewed, and the duration of your visit to the Website (although your name may not be known in connection with this information).  We may use this information for purposes such as analyzing visitor activity, conducting market research, confirming compliance with our legal obligations and administering the Website. Moreover, we may use the information you provide to contact us about possible referrals for Ametros’ products or services.

We may use this website and information provided to in turn provide services and respond to requests to process employment applications, and to meet legal and regulatory obligations.

This website integrates with external third-party companies to collect information and interactions on the Website. We also store and maintain this information. Moreover, we provide an automated chat service on the website and data is stored from those interactions by the third-party chat partner company. Ametros reserves the right to engage with external third-party companies to collect, store and analyze data created and provided by visitors to the Website.

Information Sharing

We may use third parties to conduct Website maintenance, back-up, data analysis and other services on our behalf.  We may share any of the above-described information with these parties to perform these services. Any third parties with whom we may share information gathered through the Website are required by contract with us to maintain the security and confidentiality of the information.  Further, Ametros may be required to disclose information collected through this Website in order to comply with a subpoena, court order or other legal process.

Information Security

Ametros uses various administrative, technical and physical safeguards to protect the security and confidentiality of the information we collect.  These include encryption, user authentication and access controls, firewalls and virus detection.  Despite these and other commercially reasonable measures, we cannot and do not guarantee the security of the information collected through this Website.  Please be guided accordingly and contact us with questions regarding the security of any information you provide through this Website.  To contact Ametros with questions about our Information Security and this Policy, please send email to Ametros at helpdesk@ametros.com.

Cookies

“Cookies” are files or identifying markers placed on a user’s computer for identification and other tracking purposes. These include “session” cookies, which are removed when users close their browsers, and “permanent/persistent” cookies, which remain on the computer until they are deleted or they expire. Our Website may use one or both of these types of cookies to provide an easier to use Website and to analyze activity. You can set your browser to refuse all cookies, prompt you before accepting cookies or disable existing cookies.

Linked Websites

Our Website provides links to external websites that are not owned, operated or maintained by Ametros. Please note that this Policy applies only to the website Ametros.com and not to any other websites or domains. We recommend you review the privacy policies of each website you visit. We are not responsible for the content, any products or services that may be offered, or any other use of these websites.

International Users

The Website is hosted in the United States and is governed by United States laws.  It is intended for and directed to users in the United States.  If you are a user accessing the Website from any region other than the United States, please be advised that by using this Website, you may be transferring information described herein to the United States and you consent to that transfer.

Children

This Website is not directed to and Ametros does not intend to collect information from individuals who are under the age of eighteen (18).  Please refrain from using the Website in any way if you are under the age of eighteen (18).  Individuals under eighteen (18) should consult with a parent or guardian about use of this Website.

Changes and Updates

As laws change and our Website expands, we may find it necessary or beneficial to update or modify this Policy.  Any such updates or modifications to this Policy will be posted here. We encourage you to revisit this page from time to time to learn more about our handling of your information.

Legal Notice

The contents of Ametros’ website, Ametros.com, are for informational purposes only, intended to provide visitors with helpful information about Ametros, our services and our people.  Ametros prepares the information and materials presented on this website to be accurate, thorough and informative.  However, none of the contents of this website are intended to provide legal advice on which you can rely and do not do so. Each visitor to this website and reader of the information it contains should consult with a lawyer about the specific facts and individualized circumstances of his or her situation before taking any action.

The links provided from this website to other websites are provided as a convenience for informational purposes only. Ametros is not responsible for the content and privacy practices of these linked websites, or any other websites. Further, these links to other websites do not imply affiliation with, endorsement of, sponsorship of, or recommendation of any information, services or products found on these websites.

Under no circumstances will Ametros be liable for any loss or damage caused by your reliance on information obtained through this Website. It is your responsibility to evaluate the accuracy, completeness, or usefulness of this Website and its contents. In no event shall Ametros be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or relating to the Website or this Policy / Notice whether based on warranty, contract, tort, or any other legal theory. Because some jurisdictions do not allow the exclusion or limitation of liability for negligence, consequential, incidental or other damages, in such jurisdictions Ametros’ liability is limited to the greatest extent permitted by law. Your sole remedy for dissatisfaction with this Website is to stop using this Website.

You acknowledge and agree that this Website is provided on an “as is” and “as available” basis. Ametros, or its officers, directors, employees or agents (collectively the “Ametros”) guarantees the accuracy, completeness, timeliness, reliability, suitability or usefulness of any portion of the Website, that this Website will be uninterrupted or error free, that any specific information that is requested will be provided or that this Website or its server are or will be free of computer viruses or other harmful elements. You expressly agree that the entire risk as to the quality and performance of this Website and the accuracy, timeliness or completeness of the content or services is assumed solely by you. Ametros does not make any, and Ametros specifically disclaim any and all, representations, endorsements, guarantees, and warranties, express or implied, regarding this Site, including without limitation, the implied warranties of merchantability and fitness for a particular purpose, title and non-infringement of third-party rights.

Unless explicitly authorized, the information and materials found on the Ametros website may not be downloaded, printed or otherwise copied for your use or for the use of others in your organization. Unless explicitly authorized by Ametros, you may not create links to our website. Ametros does not grant a license under any copyright, trademark or other intellectual property right in any such downloaded, printed or otherwise copied materials.  All such rights are reserved by Ametros.  We would be happy to discuss any of the uses of the information and materials found on our website that you may be considering, please contact us.

These Terms will be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without reference to its choice of law rules. By accessing, viewing, or using the Website, you consent to the jurisdiction of the federal and state courts presiding in Boston, Massachusetts, and agree to accept service of process by mail and hereby waive any and all jurisdictional and venue defenses otherwise available. This Website is controlled and operated by Ametros from its offices within the United States. Ametros makes no representation that materials on the Website are appropriate or available for use in other locations, and access to them from territories where their contents are illegal is prohibited. Those who choose to access this Website from other locations do so on their own volition and are responsible for compliance with applicable local laws.

These Terms constitute the entire agreement between you and Ametros with respect to your use of the Website. If any part of these Terms is held to be invalid or unenforceable for any reason, the remaining parts will remain in full force and effect. You acknowledge that, in providing you access to and use of the Website, Ametros has relied on your agreement to be legally bound by these Terms.

February 9, 2023