Using your CareGuard card is simple and straightforward. Just present it at the check-in when visiting a doctor or pharmacy, and your bills will be processed by our Care Advocate team once submitted by your provider. The CareGuard card functions similarly to a traditional insurance card. It’s designed for easy use, ensuring you have a hassle-free experience at medical facilities.
Benefits of Using the CareGuard Card
There are no co-pays required when using your CareGuard card. Once the bill is received, we will apply any savings* and handle the payment on your behalf.
Understanding the Care Process
For additional information on how our Care Advocate team operates and what to expect after your bill is processed, refer to the instructions mailed to you with your card or our online Welcome to CareGuard page.
By following these steps, you ensure that your medical bills are managed efficiently with minimal effort on your part.
*Discount averages presented are based on Ametros’ 2024 Member Impact Report, published in October 2025. This data was independently reviewed and verified by PKF O’Connor Davies. Any potential discounts or savings for medical treatment, including but not limited to, prescription drugs, durable medical equipment and/or healthcare items and services, are not guaranteed. Ametros has made no warranties, promises, representations or guarantees whatsoever about potential cost savings or the level of potential discounts obtained on any item, service or prescription payment. There are no assurances that prior successes or past results as to cost savings will be applicable to a Member on any of Ametros’ platforms. For additional information, please see our Terms & Conditions Page.
